I used the new Cogsmo Cosmo Cricket Line for the layout.
The journaling reads:
"You don't raise heroes, you raise sons. And if you treat them like sons, they'll turn out to be heroes, even if it's just in your own eyes."

Here is a shot of the card opened up. I scalloped two of the sides of the card that form the top of the heart.
Here is what the card looks like with a folded heart insert.
This is the folio heart card and folded heart insert side by side.
This is the folded heart insert which I decorated with Scenic Route Valentine's Papers.